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Student Financial View

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We Tell You What You Need to Know

Student Financial View offers counseling to college students who may not be aware of the advantages of organizing their finances early on. We understand that this is a new concept for a lot of them, and that they will need all the assistance they can get.

The Difference Between Financial Counseling and Financial Planning

Financial planning is separate and distinct from the kind of “counseling” knowledge needed to help people get through the basics of navigating our financial system—from credit cards to checking accounts to the use of public agencies. Some may argue that financial planning is for the affluent and wealthy, whereas financial counseling is for those of more limited means.

If you look at the AFCPE’s accredited financial counselor (AFC) certification, you will see contents that include areas like credit cards, credit reports, consumer fraud, the use of public agencies to assist clients, child support, alimony, repossessions, housing, student loan debts, and bankruptcy.

Financial planning is the process of determining a person’s or firm’s financial needs or goals for the future and the means to achieve them. It involves deciding what investments and activities would be most appropriate under both personal and broader economic circumstances.

Based on our research, we believe financial counseling is the first step for many to begin creating meaningful solutions to maintain financial stability. Financial planning is the second step in advancing their financial wealth.